Be Your Own Bank: 3 Steps to Buy dNZD and Start Earning

It takes less than 5 minutes to set up, then you’re good to go. Do it all on your phone and with a NZ bank account.

1. Head to Pay It Now

if you don’t already have an account, head to https://payitnow.io/download-app. It is quick and keeps everything secure. If you are a beginner, you can simply leave your dNZD in your Pay It Now account. It works as your wallet and keeps things tidy.

If you feel more adventurous later, you can move your dNZD to a self-custodial wallet like Metamask. There is a whole world of Decentralised Finance (DeFi) to explore, learn more (and how to be safe) here: https://learn.metamask.io

2. Buy dNZD using your NZ bank account

You buy with NZD and receive dNZD instantly. It is a clean, simple flow designed for everyday users.

From your Home screen, choose Deposit. There are several options, “Deposit NZD - PoliPay” is a popular choice, as it is quick and has low fees.

Once you have the NZD in your Wallet screen, you can easily select Exchange to swap for dNZD.

3. Stake your dNZD and earn a share of the fees

Go to staking.payitnow.io, sign in with your account, and stake your dNZD.

When you stake, you join a pool that receives a share of Pay It Now’s transaction fees. As the network grows, that fee pool grows with it.
Your staked balance is always clear, and you can unstake whenever you like. It is an easy step towards the freedom of being your own bank and earn while you hold.

Disclaimer: dNZD is issued by NewMoney NZ Nominee Limited. NewMoney NZ Nominee Limited does not operate, and does not take responsibility for the Pay It Now Network, the Pay It Now staking platform, or any onboarding, payment, swap, staking, or other services provided by Pay It Now or its service providers. Nothing in this guide constitutes financial advice. Users should make their own decisions and ensure they understand the risks involved in acquiring, holding, or staking digital assets.